Why add an HSA?
A benefits account employees can keep.
HSA funds belong to the account holder and can roll forward from year to year, subject to eligibility and applicable rules.
Pre-tax contributionsEligible contributions can reduce federal taxable income.
Tax-free growthEarnings may grow federal tax-free while retained in the HSA.
Tax-free eligible spendingQualified medical expenses can be paid without federal tax.
Portable balanceThe account stays with the individual when employment changes.
HSA eligibility, contribution limits and permitted expenses are determined by federal rules and the account provider. State tax treatment may vary. This page is educational and is not tax or legal advice.